The Regulatory Push

Southeast Asia's financial regulators are increasingly mandating biometric verification for digital financial services. Indonesia's OJK, Singapore's MAS, and the Philippines' BSP all require or strongly encourage face-based identity verification.

Why Liveness Detection Matters Here

The region faces unique challenges:

Without liveness detection, face verification systems are vulnerable to simple attacks — holding up a photo of someone's face.

Country-Specific Requirements

Indonesia

OJK requires biometric verification for e-wallet registration and digital lending. Face verification with liveness is becoming the standard.

Singapore

MAS guidelines recommend multi-factor authentication including biometrics for financial services.

Philippines

BSP circular requires face verification for remote account opening.

Implementation for Southeast Asian Markets

KYC verification with liveness for Indonesian users
result = requests.post(
    "https://faceapi.arsa.technology/api/v1/face_recognition/validate_faces",
    headers={"x-key-secret": API_KEY},
    files={
        "image1": open("selfie.jpg", "rb"),
        "image2": open("ktp_photo.jpg", "rb")  # Indonesian ID card
    }
).json()

is_match = result["match_result"]
is_real = result["face1_analysis"]["passive_liveness"]["is_real_face"]

Choosing the Right Solution

For Southeast Asian deployments, choose an API that offers:

ARSA Face Recognition API supports all of these. Start free or contact us for regional deployment.